{"id":864,"date":"2026-10-26T09:53:21","date_gmt":"2026-10-26T00:53:21","guid":{"rendered":"https:\/\/harumall.com\/article\/%ec%a4%91%ea%b3%a0%eb%aa%85%ed%92%88%ea%b0%80%eb%b0%a9%ed%8c%94%ea%b8%b0-%ec%a0%84-%ea%bc%ad-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a0-%ea%b0%90%ec%a0%95-%ea%b8%b0%ec%a4%80%ea%b3%bc-%ec%98%88%ec%83%81\/"},"modified":"2026-10-26T09:53:21","modified_gmt":"2026-10-26T00:53:21","slug":"%ec%a4%91%ea%b3%a0%eb%aa%85%ed%92%88%ea%b0%80%eb%b0%a9%ed%8c%94%ea%b8%b0-%ec%a0%84-%ea%bc%ad-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a0-%ea%b0%90%ec%a0%95-%ea%b8%b0%ec%a4%80%ea%b3%bc-%ec%98%88%ec%83%81","status":"publish","type":"post","link":"https:\/\/harumall.com\/article\/%ec%a4%91%ea%b3%a0%eb%aa%85%ed%92%88%ea%b0%80%eb%b0%a9%ed%8c%94%ea%b8%b0-%ec%a0%84-%ea%bc%ad-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a0-%ea%b0%90%ec%a0%95-%ea%b8%b0%ec%a4%80%ea%b3%bc-%ec%98%88%ec%83%81\/","title":{"rendered":"\uc911\uace0\uba85\ud488\uac00\ubc29\ud314\uae30 \uc804 \uaf2d \uc54c\uc544\uc57c \ud560 \uac10\uc815 \uae30\uc900\uacfc \uc608\uc0c1 \uac10\uac00\uc728"},"content":{"rendered":"

\uc911\uace0\uba85\ud488\uac00\ubc29\ud314\uae30 \uacfc\uc815\uc5d0\uc11c \uc18c\uc694\ub418\ub294 \uac10\uc815 \uc2dc\uac04\uc740 \ubcf4\ud1b5 20\ubd84\uc5d0\uc11c 30\ubd84 \ub0b4\uc678\uc774\uba70, \uad6c\uc131\ud488 \uc720\ubb34\uc5d0 \ub530\ub77c \ucd5c\uc885 \ub9e4\uc785\uac00\uac00 10% \uc774\uc0c1 \ucc28\uc774\uac00 \ub0a9\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \uc548\uc804\ud558\uace0 \ud569\ub9ac\uc801\uc73c\ub85c \ubb3c\ud488\uc744 \ucc98\ubd84\ud558\uae30 \uc704\ud574 \ud655\uc778\ud574\uc57c \ud560 \uc870\uac74\uacfc \uc808\ucc28\ub97c \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc911\uace0\uba85\ud488\uac00\ubc29\ud314\uae30 \uc2dc \uac00\uce58\ub97c \uacb0\uc815\ud558\ub294 \ud575\uc2ec \uc694\uc18c\ub4e4<\/h2>\n

\uac00\ubc29\uc758 \uc0c1\ud0dc\ub294 \ub9e4\uc785 \uac00\uaca9\uc744 \uacb0\uc815\ud558\ub294 \uac00\uc7a5 \uc911\uc694\ud55c \uc694\uc778\uc785\ub2c8\ub2e4. \ubaa8\uc11c\ub9ac \ub9c8\ubaa8, \ub0b4\ubd80 \uc624\uc5fc, \ud578\ub4e4 \ub048\uc758 \uc0ac\uc6a9\uac10 \ub4f1\uc774 \uaf3c\uaf3c\ud558\uac8c \uccb4\ud06c\ub418\uba70, \ud2b9\ud788 \uc0e4\ub12c\uc774\ub098 \uc5d0\ub974\uba54\uc2a4 \uac19\uc740 \ud2b9\uc815 \ube0c\ub79c\ub4dc\ub294 \uc5f0\uc2dd\uc774 \uc624\ub798\ub418\uc5b4\ub3c4 \uc218\uc694\uac00 \ub192\uc544 \ubc29\uc5b4\uc728\uc774 \uc88b\uc740 \ud3b8\uc785\ub2c8\ub2e4.<\/p>\n

\uad6c\ub9e4 \uc2dc \ubc1b\uc740 \uac1c\ub7f0\ud2f0\uce74\ub4dc\uc640 \uc601\uc218\uc99d, \uadf8\ub9ac\uace0 \uc815\ud488 \ub354\uc2a4\ud2b8\ubc31\uacfc \ubc15\uc2a4\uac00 \ubaa8\ub450 \ud3ec\ud568\ub418\uc5b4 \uc788\uc5b4\uc57c \uac10\uc815\uac00\uc5d0\uc11c \uac10\ud310\uc744 \ud53c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uad6c\uc131\ud488\uc774 \ub204\ub77d\ub41c \uacbd\uc6b0 \uc815\ud488\uc774\ub77c \ud558\ub354\ub77c\ub3c4 \uc218\uc2ed\ub9cc \uc6d0\uc758 \ucc28\uc774\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \ubcf4\uad00 \uc911\uc778 \ubd80\uc18d\ud488\uc740 \ubaa8\ub450 \ucc59\uaca8\ub450\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc804\ubb38 \uc5c5\uccb4 \ubc29\ubb38 \uc804 \uc900\ube44\ud574\uc57c \ud560 \ub2e8\uacc4\ubcc4 \uc808\ucc28<\/h2>\n

\uac70\ub798\ub97c \uc9c4\ud589\ud560 \ub54c\ub294 \ucca0\uc800\ud55c \uc0ac\uc804 \uc900\ube44\uac00 \uc190\ud574\ub97c \ub9c9\ub294 \uc9c0\ub984\uae38\uc785\ub2c8\ub2e4. \uc624\ud504\ub77c\uc778 \ub9e4\uc7a5\uc744 \uc9c1\uc811 \ubc29\ubb38\ud558\uac70\ub098 \ube44\ub300\uba74 \uacac\uc801\uc744 \uc694\uccad\ud558\uae30 \uc804 \ub2e4\uc74c \uc21c\uc11c\ub97c \ub530\ub985\ub2c8\ub2e4.<\/p>\n

    \n
  1. \uac00\ubc29 \uc678\ubd80\uc640 \ub0b4\ubd80\uc758 \uc624\uc5fc \ubd80\uc704\ub97c \ubc1d\uc740 \uacf3\uc5d0\uc11c \uc0ac\uc9c4\uc73c\ub85c \uc0c1\uc138\ud788 \ucd2c\uc601\ud569\ub2c8\ub2e4.<\/li>\n
  2. \uad6c\ub9e4 \uc2dc\uae30, \uad6c\uc785\ucc98, \ubaa8\ub378\uba85\uacfc \uac01\uc778 \ubc88\ud638\ub97c \uba54\ubaa8\uc7a5\uc5d0 \ubbf8\ub9ac \uc815\ub9ac\ud574 \ub461\ub2c8\ub2e4.<\/li>\n
  3. \ubcf4\uc720\ud558\uace0 \uc788\ub294 \ubcf4\uc99d\uc11c\uc640 \ubd80\uc18d\ud488\uc744 \ud55c\uacf3\uc5d0 \ubaa8\uc544 \ub204\ub77d \uc5ec\ubd80\ub97c \ud655\uc778\ud569\ub2c8\ub2e4.<\/li>\n
  4. \uc5ec\ub7ec \ud50c\ub7ab\ud3fc\uc774\ub098 \uc911\uace0\uba85\ud488\uc0f5\uc5d0 \uc0ac\uc9c4\uc744 \ubcf4\ub0b4 \uc608\uc0c1 \uacac\uc801\uc744 \ube44\uad50\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n

    \uc624\ud504\ub77c\uc778 \ub9e4\uc7a5 \ub9e4\uc785\uacfc \uc628\ub77c\uc778 \uc704\ud0c1 \ud310\ub9e4\uc758 \uc2e4\uc81c \uc870\uac74 \ube44\uad50<\/h2>\n

    \ud310\ub9e4 \ubc29\uc2dd\uc744 \uc120\ud0dd\ud560 \ub54c\ub294 \ud68c\uc804\uc728\uacfc \uc218\uc218\ub8cc\uc728\uc744 \uc800\uc6b8\uc9c8\ud574\uc57c \ud569\ub2c8\ub2e4. \ub2f9\uc7a5 \ud604\uae08\ud654\uac00 \ud544\uc694\ud558\ub2e4\uba74 \ub9e4\uc785\uc774 \uc720\ub9ac\ud558\uace0, \uc870\uae08 \ub354 \ub192\uc740 \uac00\uaca9\uc744 \ubc1b\uace0 \uc2f6\ub2e4\uba74 \uc704\ud0c1\uc744 \uace0\ub824\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n\n\n\n\n
    \ud56d\ubaa9<\/th>\n\uc989\uc2dc \ub9e4\uc785<\/th>\n\uc628\ub77c\uc778 \uc704\ud0c1<\/th>\n\uac1c\uc778 \uac04 \uc9c1\uac70\ub798<\/th>\n<\/tr>\n<\/thead>\n
    \uc18c\uc694 \uae30\uac04<\/td>\n\ub2f9\uc77c 30\ubd84 \uc774\ub0b4<\/td>\n2\uc8fc\uc5d0\uc11c 4\uc8fc<\/td>\n3\uc77c\uc5d0\uc11c 7\uc77c<\/td>\n<\/tr>\n
    \uc218\uc218\ub8cc<\/td>\n\uac10\uc815 \ubc0f \ub9e4\uc785 \ub9c8\uc9c4 \ud3ec\ud568<\/td>\n15% \ub0b4\uc678<\/td>\n\ud50c\ub7ab\ud3fc \uc218\uc218\ub8cc \uc18c\uc561<\/td>\n<\/tr>\n
    \uac00\uaca9 \ubcc0\ub3d9\uc131<\/td>\n\uace0\uc815 \uac00\uaca9<\/td>\n\uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc870\uc815<\/td>\n\ud310\ub9e4\uc790 \uc790\uc728 \uc124\uc815<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

    \uc911\uace0\uba85\ud488\uac00\ubc29\ud314\uae30 \uacfc\uc815\uc5d0\uc11c \uc790\uc8fc \ubc1c\uc0dd\ud558\ub294 \ub300\ud45c\uc801\uc778 \uac10\uac00 \uc0ac\uc720<\/h2>\n

    \uc2e4\uc81c \uac10\uc815\uc744 \ubc1b\ub2e4 \ubcf4\uba74 \uc608\uc0c1\uce58 \ubabb\ud55c \ubd80\ubd84\uc5d0\uc11c \uac10\uac00\uac00 \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4. \uac00\uc8fd\uc758 \ubbf8\uc138\ud55c \ub20c\ub9bc\uc774\ub098 \uae08\uc18d \uc7a5\uc2dd\uc758 \uc2a4\ud06c\ub798\uce58\ub294 \uae30\ubcf8\uc801\uc73c\ub85c \ubc18\uc601\ub418\uba70, \ud5a5\uc218 \ub0c4\uc0c8\ub098 \ub2f4\ubc30 \ub0c4\uc0c8 \uac19\uc740 \ub0b4\ubd80 \ub0c4\uc0c8\ub3c4 \uac10\uac00 \uc694\uc778\uc774 \ub429\ub2c8\ub2e4.<\/p>\n

    \ud2b9\ud788 \ubcf4\uad00 \uc7a5\uc18c\uc758 \uc2b5\uae30\ub85c \uc778\ud574 \ub0b4\ubd80 \uc548\uac10\uc774 \ub4e4\ub728\uac70\ub098 \uacf0\ud321\uc774\uac00 \ud540 \uacbd\uc6b0\ub294 \uc218\uc120 \ube44\uc6a9\uc774 \uccad\uad6c\ub418\uac70\ub098 \ub9e4\uc785 \uc790\uccb4\uac00 \uac70\ubd80\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud3c9\uc18c \uc2e4\ub9ac\uce74\uac94\uc744 \ub123\uc5b4 \ud1b5\ud48d\uc774 \uc798 \ub418\ub294 \uacf3\uc5d0 \ubcf4\uad00\ud574\uc57c \uac00\uce58 \ud558\ub77d\uc744 \ub9c9\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

    \uac1c\uc778\uc774 \uac00\ud488\uc73c\ub85c \uc624\ud574\ubc1b\uc9c0 \uc54a\uace0 \uba85\ud488\uac00\ubc29\ud310\ub9e4\ub97c \uc9c4\ud589\ud558\ub294 \ubc29\ubc95<\/h2>\n

    \uac1c\uc778 \uac04 \uac70\ub798 \ud50c\ub7ab\ud3fc\uc744 \uc774\uc6a9\ud560 \ub54c\ub294 \uac00\ud488 \uc2dc\ube44\ub098 \ud658\ubd88 \ubd84\uc7c1\uc5d0 \ud718\ub9d0\ub9ac\uc9c0 \uc54a\ub3c4\ub85d \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4. \ucd5c\uadfc\uc5d0\ub294 \uc815\uad50\ud55c \uac00\ud488\uc774 \ub9ce\uc544 \uad6c\ub9e4\uc790\uac00 \uc758\uc2ec\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc73c\ubbc0\ub85c \ubc31\ud654\uc810 \uad6c\uc785 \uc601\uc218\uc99d\uc774\ub098 \uad6c\ub9e4 \ub0b4\uc5ed\uc11c\ub97c \uc778\uc99d \uc218\ub2e8\uc73c\ub85c \ud655\ubcf4\ud574 \ub450\ub294 \uac83\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/p>\n

    \ub9cc\uc57d \ubcf4\uc99d\uc11c\uac00 \uc5c6\ub294 \uc0c1\ud0dc\uc5d0\uc11c \uba85\ud488\uac00\ubc29\ud310\ub9e4\ub97c \uc2dc\ub3c4\ud55c\ub2e4\uba74 \uc0ac\uc124 \uac10\uc815\uc6d0\uc758 \uac10\uc815\uc11c\ub97c \ub3d9\ubd09\ud558\ub294 \uac83\ub3c4 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uac10\uc815 \ube44\uc6a9\uc774 \ucd94\uac00\ub418\uc9c0\ub9cc \uac70\ub798 \uc131\uc0ac\uc728\uc744 \ub192\uc774\uace0 \uac00\uaca9 \ub124\uace0\ub97c \ubc29\uc9c0\ud558\ub294 \uc2e4\uc9c8\uc801\uc778 \ud6a8\uacfc\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

    \uc911\uace0\uba85\ud488\uac00\ubc29\ud314\uae30\uc5d0 \ub300\ud574 \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n

    \uac01\uc778\uc774 \uc9c0\uc6cc\uc84c\ub294\ub370 \ub9e4\uc785\uc774 \uac00\ub2a5\ud55c\uac00\uc694?<\/h3>\n

    \ub0b4\ubd80 \uac00\uc8fd \uac01\uc778\uc774 \ub9c8\ubaa8\ub418\uac70\ub098 \uc9c0\uc6cc\uc9c4 \uacbd\uc6b0\uc5d0\ub3c4 \ub514\uc790\uc778\uacfc \ubd80\uc18d\ud488\uc73c\ub85c \ubaa8\ub378 \ud2b9\uc815\uc740 \uac00\ub2a5\ud558\ub098, \uc9c4\ud488 \ud310\uc815\uc774 \uc5b4\ub824\uc6cc\uc838 \ub9e4\uc785\uac00\uac00 \ud06c\uac8c \ub0ae\uc544\uc9c0\uac70\ub098 \uac70\uc808\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

    \uc601\uc218\uc99d\uc774 \uc5c6\uc5b4\ub3c4 \uac70\ub798\ud560 \uc218 \uc788\ub098\uc694?<\/h3>\n

    \uad6c\ub9e4 \uc601\uc218\uc99d\uc774 \uc5c6\uc5b4\ub3c4 \uc815\ud488 \uac10\uc815\uc774 \uac00\ub2a5\ud558\uc9c0\ub9cc \ubcf4\uc99d\uc11c\uac00 \uc5c6\ub2e4\uba74 \uc2dc\uc138\ubcf4\ub2e4 \ub0ae\uc740 \uac00\uaca9\uc73c\ub85c \ucc45\uc815\ub418\ub294 \uac83\uc744 \uac10\uc218\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

    \uc704\ud0c1 \ud310\ub9e4 \uc911 \uac00\ubc29\uc744 \ucc3e\uc73c\uba74 \uc218\uc218\ub8cc\ub97c \ub0b4\ub098\uc694?<\/h3>\n

    \uacc4\uc57d \uae30\uac04 \ub0b4\uc5d0 \ub2e8\uc21c \ubcc0\uc2ec\uc73c\ub85c \uc704\ud0c1\uc744 \ucca0\ud68c\ud560 \uacbd\uc6b0 \ubcf4\uad00\ub8cc\ub098 \ubc18\ud658 \uc218\uc218\ub8cc\uac00 \uccad\uad6c\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c \uacc4\uc57d \uc870\uac74\uc744 \ubbf8\ub9ac \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

    \uc911\uace0\uba85\ud488\uac00\ubc29\ud314\uae30 \ub9c8\uc9c4\uc728\uacfc \uac10\uc815 \uae30\uc900\uc740 \uc5c5\uc7a5\ub9c8\ub2e4 \ucc28\uc774\uac00 \uc788\uc73c\ubbc0\ub85c \ucd5c\uc18c \ub450 \uacf3 \uc774\uc0c1\uc5d0\uc11c \uacac\uc801\uc744 \ube44\uad50\ud55c \ub4a4 \uacb0\uc815\ud558\ub294 \uac83\uc774 \ud604\uba85\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

    \uc911\uace0\uba85\ud488\uac00\ubc29\ud314\uae30 \uacfc\uc815\uc5d0\uc11c \uc18c\uc694\ub418\ub294 \uac10\uc815 \uc2dc\uac04\uc740 \ubcf4\ud1b5 20\ubd84\uc5d0\uc11c 30\ubd84 \ub0b4\uc678\uc774\uba70, \uad6c\uc131\ud488 \uc720\ubb34\uc5d0 \ub530\ub77c \ucd5c\uc885 \ub9e4\uc785\uac00\uac00 10% \uc774\uc0c1 \ucc28\uc774\uac00 \ub0a9\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \uc548\uc804\ud558\uace0 \ud569\ub9ac\uc801\uc73c\ub85c \ubb3c\ud488\uc744 \ucc98\ubd84\ud558\uae30 \uc704\ud574 \ud655\uc778\ud574\uc57c \ud560 \uc870\uac74\uacfc \uc808\ucc28\ub97c \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \uc911\uace0\uba85\ud488\uac00\ubc29\ud314\uae30 \uc2dc \uac00\uce58\ub97c \uacb0\uc815\ud558\ub294 \ud575\uc2ec \uc694\uc18c\ub4e4 \uac00\ubc29\uc758 \uc0c1\ud0dc\ub294 \ub9e4\uc785 \uac00\uaca9\uc744 \uacb0\uc815\ud558\ub294 \uac00\uc7a5 \uc911\uc694\ud55c \uc694\uc778\uc785\ub2c8\ub2e4. \ubaa8\uc11c\ub9ac \ub9c8\ubaa8, \ub0b4\ubd80 \uc624\uc5fc, \ud578\ub4e4 \ub048\uc758 \uc0ac\uc6a9\uac10 \ub4f1\uc774 \uaf3c\uaf3c\ud558\uac8c \uccb4\ud06c\ub418\uba70, \ud2b9\ud788 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"imgurl":"https:\/\/img.harumall.com\/w\/coin-hp4j\/\uc911\uace0\uba85\ud488\uc0f5.jpg","downurl":"","footnotes":""},"categories":[5],"tags":[552],"class_list":["post-864","post","type-post","status-publish","format-standard","hentry","category-5","tag-552"],"_links":{"self":[{"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/posts\/864","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/comments?post=864"}],"version-history":[{"count":0,"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/posts\/864\/revisions"}],"wp:attachment":[{"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/media?parent=864"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/categories?post=864"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/tags?post=864"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}