{"id":371,"date":"2026-05-03T12:13:25","date_gmt":"2026-05-03T03:13:25","guid":{"rendered":"https:\/\/harumall.com\/article\/%ec%ba%90%ed%94%bc%ed%83%88kapital-%ea%b5%ac%eb%a7%a4-%ec%a0%95%eb%a7%90-%ea%b7%b8%eb%a7%8c%ed%95%9c-%ea%b0%80%ec%b9%98%ea%b0%80-%ec%9e%88%ec%9d%84%ea%b9%8c-%ec%86%94%ec%a7%81-%ed%9b%84%ea%b8%b0\/"},"modified":"2026-05-03T12:13:25","modified_gmt":"2026-05-03T03:13:25","slug":"%ec%ba%90%ed%94%bc%ed%83%88kapital-%ea%b5%ac%eb%a7%a4-%ec%a0%95%eb%a7%90-%ea%b7%b8%eb%a7%8c%ed%95%9c-%ea%b0%80%ec%b9%98%ea%b0%80-%ec%9e%88%ec%9d%84%ea%b9%8c-%ec%86%94%ec%a7%81-%ed%9b%84%ea%b8%b0","status":"publish","type":"post","link":"https:\/\/harumall.com\/article\/%ec%ba%90%ed%94%bc%ed%83%88kapital-%ea%b5%ac%eb%a7%a4-%ec%a0%95%eb%a7%90-%ea%b7%b8%eb%a7%8c%ed%95%9c-%ea%b0%80%ec%b9%98%ea%b0%80-%ec%9e%88%ec%9d%84%ea%b9%8c-%ec%86%94%ec%a7%81-%ed%9b%84%ea%b8%b0\/","title":{"rendered":"\uce90\ud53c\ud0c8(Kapital) \uad6c\ub9e4, \uc815\ub9d0 \uadf8\ub9cc\ud55c \uac00\uce58\uac00 \uc788\uc744\uae4c? \uc194\uc9c1 \ud6c4\uae30"},"content":{"rendered":"

\uc77c\ubcf8 \uce90\ud53c\ud0c8(Kapital)\uc774\ub77c\ub294 \ube0c\ub79c\ub4dc\ub97c \ucc98\uc74c \uc54c\uac8c \ub41c \uac74 \uba87 \ub144 \uc804, \uc6b0\uc5f0\ud788 \uc2a4\ud2b8\ub9bf \ud328\uc158 \ucee4\ubba4\ub2c8\ud2f0\uc5d0\uc11c \ub3c5\ud2b9\ud55c \ub514\uc790\uc778\uc758 \ub370\ub2d8 \ud32c\uce20 \uc0ac\uc9c4\uc744 \ubcf8 \ub54c\uc600\uc5b4\uc694. \ub2f9\uc2dc\uc5d0 ‘\uc774\ub7f0 \uc2a4\ud0c0\uc77c\ub3c4 \uc788\uad6c\ub098’ \ud558\uace0 \ub118\uacbc\ub294\ub370, \uc2dc\uac04\uc774 \uc9c0\ub098\uba74\uc11c \uce90\ud53c\ud0c8\uc758 \ubb18\ud55c \ub9e4\ub825\uc5d0 \uc810\uc810 \ube60\uc838\ub4e4\uac8c \ub418\ub354\ub77c\uace0\uc694. \ud2b9\ud788 \uadf8 \ud2b9\uc720\uc758 \uc6cc\uc2f1\uacfc \uc2e4\ub8e8\uc5e3\uc740 \ub2e4\ub978 \ube0c\ub79c\ub4dc\uc5d0\uc11c\ub294 \ucc3e\uc544\ubcf4\uae30 \ud798\ub4e4\uc5c8\uc8e0. \uadf8\ub798\uc11c \uacb0\uad6d \ud070\ub9d8 \uba39\uace0 \uba87 \uac00\uc9c0 \uc544\uc774\ud15c\uc744 \uc9c1\uad6c\ub85c \uad6c\ub9e4\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\uccab \uce90\ud53c\ud0c8 \uad6c\ub9e4, \uae30\ub300\uc640 \ud604\uc2e4 \uc0ac\uc774<\/h2>\n

\uc81c\uac00 \ucc98\uc74c \uad6c\ub9e4\ud55c \uc544\uc774\ud15c\uc740 \uce90\ud53c\ud0c8\uc758 \uc2dc\uadf8\ub2c8\ucc98 \uc911 \ud558\ub098\uc778 ‘\ubc14\uc9c0’\uc600\uc2b5\ub2c8\ub2e4. \uac00\uaca9\ub300\ub97c \ubcf4\ub2c8 \uad6d\ub0b4 \ud3b8\uc9d1\uc0f5\uc5d0\uc11c\ub294 50\ub9cc\uc6d0\uc744 \ud6cc\uca4d \ub118\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc558\uc8e0. \uadf8\ub798\uc11c \uc880 \ub354 \uc800\ub834\ud558\uac8c \uad6c\ub9e4\ud560 \uc218 \uc5c6\uc744\uae4c \uc2f6\uc5b4 \uc77c\ubcf8 \uc9c1\uad6c\ub97c \uc54c\uc544\ubcf4\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec \uc9c1\uad6c \ub300\ud589 \uc0ac\uc774\ud2b8\ub098 \uc77c\ubcf8 \ud604\uc9c0 \uc1fc\ud551\ubab0\uc744 \ube44\uad50\ud558\uba70 \ucd5c\uc801\uc758 \ub8e8\ud2b8\ub97c \ucc3e\uc558\uc5b4\uc694. \ubc30\uc1a1 \ub300\ud589\uc9c0\ub97c \uc774\uc6a9\ud588\uace0, \ub300\ub7b5 3\uc8fc \uc815\ub3c4 \uac78\ub838\ub358 \uac83 \uac19\uc544\uc694. \ubc30\uc1a1\ube44 \ud3ec\ud568 \uc57d 30\ub9cc\uc6d0 \ucd08\ubc18\ub300\ub85c \uad6c\ub9e4\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ucc98\uc74c\uc5d0\ub294 ‘\uc640, \uadf8\ub798\ub3c4 \uaf64 \ube44\uc2f8\ub124’ \uc2f6\uc5c8\uc9c0\ub9cc, \uad6d\ub0b4 \uac00\uaca9\uc744 \uc0dd\uac01\ud558\uba74 \ub098\uc058\uc9c0 \uc54a\uc740 \uc120\ud0dd\uc774\ub77c\uace0 \uc2a4\uc2a4\ub85c\ub97c \uc704\ub85c\ud588\uc8e0. <\/p>\n

\ud0dd\ubc30\ub97c \ubc1b\uace0 \uc0c1\uc790\ub97c \uc5f4\uc5c8\uc744 \ub54c\uc758 \uadf8 \uc124\ub818\uc774\ub780! \uc608\uc0c1\ud588\ub358 \uac83\ubcf4\ub2e4 \ud6e8\uc52c \ub354 \ube48\ud2f0\uc9c0\ud558\uace0 \ub514\ud14c\uc77c\ud55c \uc6cc\uc2f1\uc5d0 \uac10\ud0c4\ud588\uc2b5\ub2c8\ub2e4. \uc785\uc5b4\ubcf4\ub2c8 \uc81c \uccb4\ud615\uc5d0 \ub531 \ub9de\ub294 \ub4ef\ud55c \ud3b8\uc548\ud568\uacfc \ub3c5\ud2b9\ud55c \uc2e4\ub8e8\uc5e3\uc774 \ub9c8\uc74c\uc5d0 \ub4e4\uc5c8\uc5b4\uc694. ‘\uc5ed\uc2dc \ube44\uc2fc \uac12\uc744 \ud558\ub294\uad6c\ub098’ \uc2f6\uc5c8\uc8e0. \uc2e4\uc81c\ub85c \uc774 \ubc14\uc9c0\ub97c \uc785\uace0 \uc678\ucd9c\ud588\uc744 \ub54c, \uc8fc\ubcc0 \uc0ac\ub78c\ub4e4\uc758 \uc2dc\uc120\uc744 \uaf64 \ubc1b\uc558\uace0 \uba87\uba87\uc740 \uc5b4\ub514\uc11c \uc0c0\ub294\uc9c0 \ubb3c\uc5b4\ubcf4\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4. \uc774\uc804\uc5d0\ub294 \ube44\uc2b7\ud55c \uc2a4\ud0c0\uc77c\uc744 \uc2dc\ub3c4\ud574\ub3c4 \uc5b4\ub518\uac00 \uc5b4\uc0c9\ud588\ub294\ub370, \uce90\ud53c\ud0c8 \ubc14\uc9c0\ub294 \uadf8\ub7f0 \uc5b4\uc0c9\ud568 \uc5c6\uc774 \uc790\uc5f0\uc2a4\ub7fd\uac8c \uba4b\uc2a4\ub7ec\uc6e0\uc5b4\uc694. \uc774\uac8c \ubc14\ub85c \ube0c\ub79c\ub4dc\uc758 \ud798\uc77c\uae4c \uc2f6\uae30\ub3c4 \ud588\uace0\uc694.<\/p>\n

\ub450 \ubc88\uc9f8 \uad6c\ub9e4, \ub9dd\uc124\uc784\uacfc \uc0c8\ub85c\uc6b4 \ubc1c\uacac<\/h2>\n

\uccab \ubc88\uc9f8 \uad6c\ub9e4 \uacbd\ud5d8\uc774 \ub9cc\uc871\uc2a4\ub7ec\uc6cc\uc11c, \uc800\ub294 \ub450 \ubc88\uc9f8 \uce90\ud53c\ud0c8 \uc544\uc774\ud15c\uc744 \uc54c\uc544\ubcf4\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ubc88\uc5d0\ub294 \uc870\uae08 \ub354 \uacfc\uac10\ud55c \ub514\uc790\uc778\uc758 \uc7ac\ud0b7\uc744 \ub208\uc5ec\uaca8\ubd24\uc5b4\uc694. \uadf8\ub7f0\ub370 \uc774\ub54c\ubd80\ud130\ub294 \uc870\uae08 \ub9dd\uc124\uc5ec\uc9c0\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \uccab \ubc88\uc9f8 \ubc14\uc9c0\ub294 \uc6cc\ub099 \uae30\ubcf8\uc801\uc774\uba74\uc11c\ub3c4 \ud65c\uc6a9\ub3c4\uac00 \ub192\uc558\uc9c0\ub9cc, \uc7ac\ud0b7\uc740 \uac00\uaca9\ub300\uac00 \ud6e8\uc52c \ub354 \ub192\uc558\uace0 \ub514\uc790\uc778\ub3c4 \ud638\ubd88\ud638\uac00 \uac08\ub9b4 \ub9cc\ud55c \uc694\uc18c\uac00 \uc788\uc5c8\uae30 \ub54c\ubb38\uc774\uc8e0. ‘\uc774\uac78 \uacfc\uc5f0 \ub0b4\uac00 \uc790\uc8fc \uc785\uc744\uae4c?’, ‘\uc815\ub9d0 50\ub9cc\uc6d0 \uc774\uc0c1\uc758 \uac00\uce58\uac00 \uc788\uc744\uae4c?’ \ud558\ub294 \uc758\uad6c\uc2ec\uc774 \ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n

\ud2b9\ud788 \uc77c\ubcf8 \uacf5\ud648\uc744 \ubcf4\ub2c8 \uc6d0\ud558\ub294 \uc0ac\uc774\uc988\uac00 \ud488\uc808\uc778 \uacbd\uc6b0\uac00 \ub9ce\uc558\uace0, \uc9c1\uad6c\ub97c \uc2dc\ub3c4\ud574\ub3c4 \ubc30\uc1a1 \uacfc\uc815\uc5d0\uc11c \ud639\uc2dc \ubaa8\ub97c \ubb38\uc81c(\ud30c\uc190, \ubd84\uc2e4 \ub4f1)\uac00 \uc0dd\uae38\uae4c \ubd10 \uac71\uc815\ub3c4 \ub418\uace0\uc694. \uacb0\uad6d \uc800\ub294 \ub2f9\uc2dc\uc5d0\ub294 \uad6c\ub9e4\ub97c \ud3ec\uae30\ud588\uc2b5\ub2c8\ub2e4. \ub2e4\ub978 \ud3b8\uc9d1\uc0f5\uc758 \uc785\uace0 \uc18c\uc2dd\uc744 \uae30\ub2e4\ub9ac\uac70\ub098, \uc911\uace0\ub85c \uad1c\ucc2e\uc740 \ub9e4\ubb3c\uc774 \ub098\uc624\uba74 \uad6c\ub9e4\ud558\uc790\ub294 \ucabd\uc73c\ub85c \ub9c8\uc74c\uc744 \ubc14\uafe8\uc5b4\uc694. \uc774\ub7f4 \ub54c \ubcf4\uba74 ‘\uae30\ub2e4\ub9bc’\ub3c4 \ud558\ub098\uc758 \uc804\ub7b5\uc774 \ub418\ub294 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uba87 \ub2ec \ub4a4, \uc6b4 \uc88b\uac8c \uc81c\uac00 \uc6d0\ud558\ub358 \ubaa8\ub378\uc758 \uc0c8 \uc0c1\ud488\uc744 \uc911\uace0\ub85c \uc6d0\ub798 \uac00\uaca9\ubcf4\ub2e4 20% \uc815\ub3c4 \uc800\ub834\ud558\uac8c \uad6c\ub9e4\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c\ub294 \ub9cc\uc871\ud588\uc9c0\ub9cc, \uadf8 \uacfc\uc815\uc5d0\uc11c ‘\uae30\ub2e4\ub9ac\uc9c0 \uc54a\uace0 \ubc14\ub85c \uc0c0\uc73c\uba74 \uc5b4\ub560\uc744\uae4c?’ \ud558\ub294 \uc544\uc26c\uc6c0\ub3c4 \uc0b4\uc9dd \ub0a8\uc558\uc8e0.<\/p>\n

\uce90\ud53c\ud0c8, \uc774\ub7f0 \uc810\uc740 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/h2>\n

\uce90\ud53c\ud0c8\uc774\ub77c\ub294 \ube0c\ub79c\ub4dc\ub97c \uacbd\ud5d8\ud558\uba74\uc11c \ub290\ub080 \uc810\ub4e4\uc744 \uba87 \uac00\uc9c0 \uc815\ub9ac\ud574\ubcf4\uc790\uba74 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. <\/p>\n

1. \ub3c5\ubcf4\uc801\uc778 \ub514\uc790\uc778\uacfc \ud004\ub9ac\ud2f0, \uadf8\ub9ac\uace0 \uac00\uaca9<\/h3>\n

\uce90\ud53c\ud0c8\uc758 \uac00\uc7a5 \ud070 \ub9e4\ub825\uc740 \uc5ed\uc2dc \uadf8 \ub3c5\ud2b9\ud558\uace0 \uc608\uc220\uc801\uc778 \ub514\uc790\uc778\uc785\ub2c8\ub2e4. \ud2b9\ud788 \ub370\ub2d8\ub958\uc758 \uc6cc\uc2f1\uc774\ub098 \ub514\ud14c\uc77c\uc740 \ud0c0\uc758 \ucd94\uc885\uc744 \ubd88\ud5c8\ud55c\ub2e4\uace0 \uc0dd\uac01\ud574\uc694. \ud004\ub9ac\ud2f0 \uc790\uccb4\ub3c4 \ub9e4\uc6b0 \ub192\uc544\uc11c \uc624\ub798 \uc785\uc744 \uc218 \uc788\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uadf8\ub9cc\ud07c \uac00\uaca9\ub300\ub3c4 \uc0c1\ub2f9\ud569\ub2c8\ub2e4. \uc81c\uac00 \uad6c\ub9e4\ud55c \ubc14\uc9c0 \uac00\uaca9\ub300\ub294 30\ub9cc\uc6d0\ub300\ubd80\ud130 \uc2dc\uc791\ud574\uc11c, \uc7ac\ud0b7\uc774\ub098 \ucf54\ud2b8 \ub4f1\uc740 50\ub9cc\uc6d0\uc5d0\uc11c 100\ub9cc\uc6d0 \uc774\uc0c1\uae4c\uc9c0\ub3c4 \uc27d\uac8c \uc62c\ub77c\uac11\ub2c8\ub2e4. \ub530\ub77c\uc11c ‘\uac00\uc131\ube44’\ub97c \ucd5c\uc6b0\uc120\uc73c\ub85c \uc0dd\uac01\ud55c\ub2e4\uba74 \uce90\ud53c\ud0c8\uc740 \uc88b\uc740 \uc120\ud0dd\uc774 \uc544\ub2d0 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n

\uc870\uac74:<\/em><\/strong> \ub514\uc790\uc778\uc758 \ub3c5\ucc3d\uc131\uacfc \ub192\uc740 \ud004\ub9ac\ud2f0\uc5d0 \ub300\ud55c \uac00\uce58\ub97c \uc778\uc815\ud558\uace0, \uadf8\uc5d0 \uc0c1\uc751\ud558\ub294 \ube44\uc6a9\uc744 \uc9c0\ubd88\ud560 \uc758\uc0ac\uac00 \uc788\uc744 \ub54c.<\/p>\n

2. \uc9c1\uad6c vs \uad6d\ub0b4 \uad6c\ub9e4: \uc7a5\ub2e8\uc810 \ube44\uad50<\/h3>\n

\uc9c1\uad6c:<\/strong>
\n* \uc7a5\uc810:<\/strong> \uad6d\ub0b4 \uc815\uac00\ubcf4\ub2e4 \uc800\ub834\ud558\uac8c \uad6c\ub9e4\ud560 \uc218 \uc788\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. (\uc57d 10~30% \uc815\ub3c4 \uc800\ub834\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.)
\n* \ub2e8\uc810:<\/strong> \ubc30\uc1a1 \uae30\uac04\uc774 \uae38\uace0(2\uc8fc~1\ub2ec \uc774\uc0c1), \uad00\uc138 \ubc0f \ubc30\uc1a1 \ub300\ud589 \uc218\uc218\ub8cc\uac00 \ucd94\uac00\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\uc774\uc988 \uc2e4\ud328 \uc2dc \uad50\ud658\/\ud658\ubd88\uc774 \ub9e4\uc6b0 \ubc88\uac70\ub86d\uc2b5\ub2c8\ub2e4.
\n* \uc2dc\uac04 \uc608\uc0c1:<\/strong> \uc8fc\ubb38\ubd80\ud130 \uc218\ub839\uae4c\uc9c0 \ucd5c\uc18c 2\uc8fc\uc5d0\uc11c 1\ub2ec \uc774\uc0c1 \uc18c\uc694\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uad6d\ub0b4 \uad6c\ub9e4:<\/strong>
\n* \uc7a5\uc810:<\/strong> \ube60\ub978 \ubc30\uc1a1\uacfc \uc26c\uc6b4 \uad50\ud658\/\ud658\ubd88\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc9c1\uc811 \uc785\uc5b4\ubcf4\uace0 \uad6c\ub9e4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
\n* \ub2e8\uc810:<\/strong> \uc9c1\uad6c\ubcf4\ub2e4 \uac00\uaca9\uc774 \ube44\uc309\ub2c8\ub2e4.
\n* \uc2dc\uac04 \uc608\uc0c1:<\/strong> \uc8fc\ubb38 \ud6c4 1~3\uc77c \ub0b4 \uc218\ub839 \uac00\ub2a5.<\/p>\n

\uc0c1\ud669\ubcc4 \ucd94\ucc9c:<\/em><\/strong> \uae09\ud558\uac8c \ud544\uc694\ud558\uc9c0 \uc54a\uace0 \uac00\uaca9\uc801\uc778 \uba54\ub9ac\ud2b8\ub97c \uc6d0\ud55c\ub2e4\uba74 \uc9c1\uad6c, \ube60\ub974\uace0 \uc548\uc804\ud55c \uad6c\ub9e4\ub97c \uc6d0\ud55c\ub2e4\uba74 \uad6d\ub0b4 \uad6c\ub9e4\ub97c \ucd94\ucc9c\ud569\ub2c8\ub2e4. \ub2e4\ub9cc, \uc77c\ubcf8 \ud604\uc9c0 \uc0c1\ud669\uc774\ub098 \uc5d4\uc800 \ud604\uc0c1 \ub4f1\uc5d0 \ub530\ub77c \uc9c1\uad6c \uac00\uaca9\uc774 \ub354 \uc720\ub9ac\ud560 \ub54c\ub3c4 \uc788\uace0 \uc544\ub2d0 \ub54c\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

3. \ud754\ud55c \uc2e4\uc218: ‘\ub098\ub9cc \uc544\ub294 \ube0c\ub79c\ub4dc’\ub77c\ub294 \uc0dd\uac01<\/h3>\n

\ub9ce\uc740 \ubd84\ub4e4\uc774 \uce90\ud53c\ud0c8\uc744 ‘\ub098\ub9cc \uc544\ub294 \uba85\ud488’, ‘\ub9c8\ub2c8\uc544\uce35\ub9cc \uc990\uae30\ub294 \ube0c\ub79c\ub4dc’\ub77c\uace0 \uc0dd\uac01\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubb3c\ub860 \uc77c\ubc18 \ub300\uc911\uc801\uc778 \ube0c\ub79c\ub4dc\ub294 \uc544\ub2c8\uc9c0\ub9cc, \ud2b9\uc815 \ucee4\ubba4\ub2c8\ud2f0\ub098 \ud328\uc158\uacc4\uc5d0\uc11c\ub294 \uc774\ubbf8 \uc778\uc9c0\ub3c4\uac00 \uaf64 \ub192\uc2b5\ub2c8\ub2e4. \uc81c\uac00 \uacaa\uc5c8\ub358 \uc77c\uc778\ub370, \ud55c \ud3b8\uc9d1\uc0f5\uc5d0\uc11c \uce90\ud53c\ud0c8 \uc637\uc744 \ubcf4\ub2e4\uac00 \uc606\uc5d0 \uc788\ub358 \ub2e4\ub978 \uc190\ub2d8\uc774 ‘\uc544, \uadf8\uac70 \uc800\ub3c4 \uc5bc\ub9c8 \uc804\uc5d0 \uc0c0\ub294\ub370 \uc815\ub9d0 \uc608\uc058\uc8e0!’\ub77c\uace0 \ub9d0\uc744 \uac78\uc5b4\uc624\ub354\ub77c\uace0\uc694. \uc800\ub9cc \ud2b9\ubcc4\ud55c \uacbd\ud5d8\uc744 \ud558\ub294 \uac8c \uc544\ub2c8\ub77c\ub294 \uac78 \uae68\ub2ec\uc740 \uc21c\uac04\uc774\uc5c8\uc8e0. \ub108\ubb34 \ud76c\uc18c\uc131\ub9cc\uc744 \uae30\ub300\ud558\uace0 \uad6c\ub9e4\ud558\uba74 \uc2e4\ub9dd\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

4. \uc2e4\ud328 \uc0ac\ub840: ‘\ud2b8\ub80c\ub4dc’\uc5d0 \ud729\uc4f8\ub9b0 \uacfc\uac10\ud55c \ub514\uc790\uc778<\/h3>\n

\uc55e\uc11c \uc5b8\uae09\ud588\ub4ef\uc774, \uc800\ub294 \ub450 \ubc88\uc9f8 \uad6c\ub9e4\uc5d0\uc11c \uc7a0\uc2dc \ub9dd\uc124\uc600\uc2b5\ub2c8\ub2e4. \ub2f9\uc2dc\uc5d0\ub294 \uc815\ub9d0 \uba4b\uc838 \ubcf4\uc600\uc9c0\ub9cc, \ub9c9\uc0c1 \uc81c \uc637\uc7a5\uc5d0 \ub4e4\uc5b4\uc628 \ud6c4\uc5d0\ub294 \uba87 \ubc88 \uc785\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. \uadf8 \uc637\uc740 \ud2b9\uc815 \uc2a4\ud0c0\uc77c\uc5d0\ub9cc \uc798 \uc5b4\uc6b8\ub9ac\ub294 \ub514\uc790\uc778\uc774\uc5c8\uace0, \uc800\ub294 \ud3c9\uc18c\uc5d0 \uc790\uc8fc \uc785\ub294 \uc2a4\ud0c0\uc77c\uc5d0 \ub9e4\uce58\ud558\uae30\uac00 \uc5b4\ub824\uc6e0\uc8e0. \uacb0\uad6d \ud604\uc7ac\ub294 \uc637\uc7a5 \uc18d\uc5d0 \uc7a0\ub4e4\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ub3cc\uc774\ucf1c\ubcf4\uba74 ‘\uadf8\ub0e5 \uba4b\uc788\uc5b4 \ubcf4\uc5ec\uc11c’ \uc0c0\ub358 \uac83\uc774\uc9c0, ‘\ub0b4\uac00 \uc5b4\ub5bb\uac8c \ud65c\uc6a9\ud560\uc9c0’\uc5d0 \ub300\ud55c \uae4a\uc740 \uace0\ubbfc\uc774 \ubd80\uc871\ud588\ub358 \uac83 \uac19\uc544\uc694. \uc637 \uc790\uccb4\uc758 \ubb38\uc81c\ub294 \uc544\ub2c8\uc5c8\uc9c0\ub9cc, \uc800\uc5d0\uac8c\ub294 ‘\uc2e4\ud328’\ub098 \ub2e4\ub984\uc5c6\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

5. \ubb34\uc870\uac74 \uc0ac\uc57c \ud560\uae4c? – ‘\ud558\uc9c0 \uc54a\uc74c’\uc774\ub77c\ub294 \uc120\ud0dd\uc9c0<\/h3>\n

\uce90\ud53c\ud0c8\uc758 \ub9e4\ub825\uc5d0 \ube60\uc9c0\uba74 \ub05d\uc5c6\uc774 \uad6c\ub9e4\uc695\uad6c\uac00 \uc0dd\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc55e\uc11c \ub9d0\ud588\ub4ef\uc774 \uac00\uaca9\uc774 \ubd80\ub2f4\uc2a4\ub7fd\uace0, \ubaa8\ub4e0 \uc544\uc774\ud15c\uc774 \uc790\uc2e0\uc758 \uc2a4\ud0c0\uc77c\uc5d0 \ub9de\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc81c \uc8fc\ubcc0\uc5d0\ub3c4 \uce90\ud53c\ud0c8 \uc637 \uba87 \ubc8c\uc744 \uc0c0\ub2e4\uac00 \uc798 \uc785\uc9c0 \ubabb\ud558\uace0 \ucc98\ubd84\ud558\ub294 \uacbd\uc6b0\ub97c \uc5ec\ub7ec \ubc88 \ubd24\uc2b5\ub2c8\ub2e4. <\/p>\n

\uacb0\ub860:<\/em><\/strong> \ubaa8\ub4e0 \uc0ac\ub78c\uc774 \uce90\ud53c\ud0c8\uc744 \uad6c\ub9e4\ud574\uc57c \ud560 \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \uc790\uc2e0\uc758 \uc608\uc0b0, \uc2a4\ud0c0\uc77c, \uadf8\ub9ac\uace0 \uc637\uc744 \uc5bc\ub9c8\ub098 \uc790\uc8fc \uc785\uc744\uc9c0\ub97c \ud604\uc2e4\uc801\uc73c\ub85c \uace0\ub824\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2f9\uc7a5 \uad6c\ub9e4\ud558\uc9c0 \uc54a\uace0, \ube44\uc2b7\ud55c \uc2a4\ud0c0\uc77c\uc758 \ub2e4\ub978 \ube0c\ub79c\ub4dc\ub97c \ucc3e\uc544\ubcf4\uac70\ub098, \uc911\uace0 \ub9e4\ubb3c\uc744 \uae30\ub2e4\ub9ac\ub294 \uac83\ub3c4 \ud604\uba85\ud55c \ubc29\ubc95\uc785\ub2c8\ub2e4. \ub54c\ub85c\ub294 ‘\uad00\ub9dd’\ud558\ub294 \uac83\uc774 \ucd5c\uc120\uc758 \uc120\ud0dd\uc77c \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uadf8\ub798\uc11c, \uce90\ud53c\ud0c8 \uad6c\ub9e4, \ucd94\ucc9c\ud560\uae4c?<\/h2>\n

\uc800\ub294 \uce90\ud53c\ud0c8 \uad6c\ub9e4\ub97c ‘\uc801\uadf9 \ucd94\ucc9c’\ud558\uae30\ubcf4\ub2e4\ub294 ‘\uc2e0\uc911\ud558\uac8c \uace0\ub824\ud574\ubcfc \ub9cc\ud558\ub2e4’\uace0 \ub9d0\uc500\ub4dc\ub9ac\uace0 \uc2f6\uc2b5\ub2c8\ub2e4. <\/p>\n

\uc774\ub7f0 \ubd84\ub4e4\uaed8 \ucd94\ucc9c\ud569\ub2c8\ub2e4:<\/strong>
\n* \ub3c5\ucc3d\uc801\uc774\uace0 \uc608\uc220\uc801\uc778 \ub514\uc790\uc778\uc744 \uc911\uc694\ud558\uac8c \uc0dd\uac01\ud558\uba70, \ub0a8\ub4e4\uacfc\ub294 \ub2e4\ub978 \uac1c\uc131\uc744 \ucd94\uad6c\ud558\ub294 \ubd84.
\n* \ub192\uc740 \ud004\ub9ac\ud2f0\uc758 \uc758\ub958\uc5d0 \uae30\uaebc\uc774 \ud22c\uc790\ud560 \uc758\ud5a5\uc774 \uc788\ub294 \ubd84.
\n* \uc5d4\uc800 \ud604\uc0c1 \ub4f1\uc744 \ud65c\uc6a9\ud558\uc5ec \ud569\ub9ac\uc801\uc778 \uac00\uaca9\uc5d0 \uad6c\ub9e4\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \ucc3e\uc544\ubcfc \uc758\uc9c0\uac00 \uc788\ub294 \ubd84.<\/p>\n

\uc774\ub7f0 \ubd84\ub4e4\uaed8\ub294 \ube44\ucd94\ucc9c\ud569\ub2c8\ub2e4:<\/strong>
\n* \uac00\uc131\ube44\ub97c \ucd5c\uc6b0\uc120\uc73c\ub85c \uace0\ub824\ud558\uac70\ub098, \uc9c0\ucd9c\uc744 \ucd5c\uc18c\ud654\ud558\uace0 \uc2f6\uc740 \ubd84.
\n* \uc720\ud589\uc744 \ud0c0\ub294 \uc544\uc774\ud15c\uc744 \uc120\ud638\ud558\uac70\ub098, \uc637\uc744 \uc5ec\ub7ec \ubc8c \ub3cc\ub824 \uc785\ub294 \uac83\uc744 \uc88b\uc544\ud558\ub294 \ubd84.
\n* \uc0ac\uc774\uc988 \uc120\ud0dd\uc774\ub098 \ubc30\uc1a1 \ubb38\uc81c \ub4f1\uc5d0 \ub300\ud55c \ubc88\uac70\ub85c\uc6c0\uc744 \ud53c\ud558\uace0 \uc2f6\uc740 \ubd84.<\/p>\n

\ud604\uc2e4\uc801\uc778 \ub2e4\uc74c \ub2e8\uacc4:<\/strong>
\n\uce90\ud53c\ud0c8\uc5d0 \uad00\uc2ec\uc774 \uc788\ub2e4\uba74, \ub2f9\uc7a5 \uad6c\ub9e4\ud558\uae30\ubcf4\ub2e4\ub294 \uba3c\uc800 \uad6d\ub0b4 \ud3b8\uc9d1\uc0f5\uc774\ub098 \uc628\ub77c\uc778 \ucee4\ubba4\ub2c8\ud2f0\uc5d0\uc11c \ub2e4\uc591\ud55c \uc544\uc774\ud15c\ub4e4\uc758 \ub514\uc790\uc778\uacfc \uc2e4\uc81c \ucc29\uc6a9 \ud6c4\uae30\ub4e4\uc744 \ucda9\ubd84\ud788 \uc0b4\ud3b4\ubcf4\uc2dc\ub294 \uac83\uc744 \ucd94\ucc9c\ud569\ub2c8\ub2e4. \uac00\uaca9\ub300\uac00 \ubd80\ub2f4\uc2a4\ub7fd\ub2e4\uba74, \ube44\uc2b7\ud55c \ubb34\ub4dc\uc758 \ub2e4\ub978 \ube0c\ub79c\ub4dc\ub97c \ucc3e\uc544\ubcf4\uac70\ub098, \uce90\ud53c\ud0c8\uc758 \ud2b9\uc815 \uc544\uc774\ud15c(\uc608: \uc790\uc8fc \uc2e0\ub294 \ubc14\uc9c0)\ub9cc \uc2e0\uc911\ud558\uac8c \uad6c\ub9e4\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \ud55c\ubc88\uc5d0 \uc5ec\ub7ec \ubc8c\uc744 \uc9c0\ub974\uae30\ubcf4\ub2e4\ub294, \ud55c\ub450 \ubc8c\uc744 \uc2e0\uc911\ud558\uac8c \uad6c\ub9e4\ud574\ubcf4\uace0 \uc790\uc2e0\uacfc \uc798 \ub9de\ub294\uc9c0 \ud655\uc778\ud558\ub294 \uacfc\uc815\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774 \uacfc\uc815\uc774 \uc800\uc5d0\uac8c\ub294 \uc57d 1~2\ub2ec \uc815\ub3c4 \uac78\ub838\ub358 \uac83 \uac19\ub124\uc694.<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc77c\ubcf8 \uce90\ud53c\ud0c8(Kapital)\uc774\ub77c\ub294 \ube0c\ub79c\ub4dc\ub97c \ucc98\uc74c \uc54c\uac8c \ub41c \uac74 \uba87 \ub144 \uc804, \uc6b0\uc5f0\ud788 \uc2a4\ud2b8\ub9bf \ud328\uc158 \ucee4\ubba4\ub2c8\ud2f0\uc5d0\uc11c \ub3c5\ud2b9\ud55c \ub514\uc790\uc778\uc758 \ub370\ub2d8 \ud32c\uce20 \uc0ac\uc9c4\uc744 \ubcf8 \ub54c\uc600\uc5b4\uc694. \ub2f9\uc2dc\uc5d0 ‘\uc774\ub7f0 \uc2a4\ud0c0\uc77c\ub3c4 \uc788\uad6c\ub098’ \ud558\uace0 \ub118\uacbc\ub294\ub370, \uc2dc\uac04\uc774 \uc9c0\ub098\uba74\uc11c \uce90\ud53c\ud0c8\uc758 \ubb18\ud55c \ub9e4\ub825\uc5d0 \uc810\uc810 \ube60\uc838\ub4e4\uac8c \ub418\ub354\ub77c\uace0\uc694. \ud2b9\ud788 \uadf8 \ud2b9\uc720\uc758 \uc6cc\uc2f1\uacfc \uc2e4\ub8e8\uc5e3\uc740 \ub2e4\ub978 \ube0c\ub79c\ub4dc\uc5d0\uc11c\ub294 \ucc3e\uc544\ubcf4\uae30 \ud798\ub4e4\uc5c8\uc8e0. \uadf8\ub798\uc11c \uacb0\uad6d \ud070\ub9d8 \uba39\uace0 \uba87 \uac00\uc9c0 \uc544\uc774\ud15c\uc744 \uc9c1\uad6c\ub85c \uad6c\ub9e4\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uccab […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"imgurl":"https:\/\/img.harumall.com\/w\/coin-fy9v\/\uce90\ud53c\ud0c8\uc9c1\uad6c\ud6c4\uae30.jpg","downurl":"","footnotes":""},"categories":[5],"tags":[257],"class_list":["post-371","post","type-post","status-publish","format-standard","hentry","category-5","tag-257"],"_links":{"self":[{"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/posts\/371","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/comments?post=371"}],"version-history":[{"count":0,"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/posts\/371\/revisions"}],"wp:attachment":[{"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/media?parent=371"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/categories?post=371"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/harumall.com\/article\/wp-json\/wp\/v2\/tags?post=371"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}